Rescuing retirement: Diane's Story

Authors

  • Mary Gatta

Abstract

The United States is facing an imminent grim reality: more and more American workers are not able to retire. They are often too young to enter the nursing home but too poor not to work. Far too many working Americans have to decide between buying food or medicine as they accrue massive credit-card debt, work multiple shifts without any control over their schedules, go to work sick because they will be fired if they don’t show up, commute on several bus lines for hours to get to their minimum-wage jobs because they can’t afford a car, or lose their homes to live among the growing population of the employed homeless. These scenarios indicate a serious economic and moral crisis, but Americans are not prepared for the crisis to come when these individuals are no longer employed.

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